Your Health Care Choices – PrivateHealth.gov.au

Your Health Care Choices – PrivateHealth.gov.au

Transcript 00:04 when it comes to your health it’s always 00:07 good to have all the facts so let us 00:09 take a moment to look at the main 00:10 differences between public and private 00:13 health care in Australia public health 00:16 care which includes Medicare is provided 00:18 to all Australians and permanent

Transcript

00:04
when it comes to your health it’s always
00:07
good to have all the facts so let us
00:09
take a moment to look at the main
00:10
differences between public and private
00:13
health care in Australia public health
00:16
care which includes Medicare is provided
00:18
to all Australians and permanent
00:20
residents the public system provides
00:22
affordable accessible and high quality
00:25
health care by providing cover for
00:27
medical services such as doctors and
00:29
specialists consultations admission to
00:32
public hospitals and also subsidizes
00:35
some drugs under the pharmaceutical
00:36
Benefits Scheme if you go to a public
00:40
hospital as a public patient you’ll be
00:42
treated free of charge by a doctor
00:44
appointed by the hospital however
00:46
depending on the treatment you need you
00:49
may have to join a waiting list if you
00:52
want to avoid public hospital waiting
00:53
lists choose your own doctor be treated
00:56
at a private hospital or be covered for
00:59
additional types of out of hospital
01:01
treatment you can either pay for this
01:03
yourself or take out private health
01:05
insurance so why do people choose
01:08
private health insurance private health
01:10
insurance gives you more choices when it
01:13
comes to your hospital treatment to
01:15
start off with you can choose from a
01:17
wider range of hospitals you can choose
01:19
the doctor you want you can usually
01:22
choose when you go to a hospital for
01:24
your procedure and you can get cover for
01:27
out-of-hospital extras such as ambulance
01:29
dental care optical physiotherapy and
01:33
other services not covered in the public
01:35
system while private health insurance
01:37
gives you more options for your health
01:39
care it also means there may be some
01:42
extra costs you need to pay yourself
01:44
unlike the public system you may be
01:46
charged a gap fee for your doctors
01:48
services if you’re scheduled for an
01:50
admission to hospital always ask your
01:53
doctor for more information about their
01:54
fees if you’re being treated for a
01:57
condition which isn’t fully covered on
01:59
your policy you may also have to pay for
02:02
some or all of your hospitals theater
02:04
and accommodation fees if you’re
02:06
planning a hospital admission always ask
02:08
your health fund and the hospital about
02:11
any potential expenses you may have to
02:13
pay
02:13
finally if you need to use your hospital
02:16
cover your policy may have an excess or
02:19
co-payment an excess or co-payment is an
02:22
amount you agree to pay towards the cost
02:24
of hospital treatment in exchange for
02:26
lower premiums so in a nutshell private
02:30
health insurance gives you more choices
02:31
with your healthcare and can help pay
02:34
for the things that the public system
02:35
doesn’t if you want to start looking
02:38
into private health insurance you can
02:40
start by using our website private
02:42
health CA you use the compare policies
02:45
tool and the standard information
02:47
statements to find and compare any
02:49
health insurance policy in Australia and
02:51
if you need more information about
02:53
private health insurance just call us or
02:55
check out the website
03:05
you
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